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An Easier, Simpler, Faster Way to Take Payments

The Choice proprietary payments software allows you to begin automatically

accepting credit card payments at 0% cost to your business.

It's a new & 100% legal method of passing a service fee to all customers 

while giving a discount to those who pay with cash.

Encourage cash purchases & keep 100% of your credit card sales.

It really adds up.

"You won't be disappointed. A+."

Choice Merchant Services is hands down the best place for all your merchant service needs. Customer service is helpful and polite. Their technicians are very knowledgeable and friendly. If you choose this great company for your business, you won’t be disappointed. A+.

Bruno Quintana

"They provide a more personal small business experience."

I have been working with Choice since January of 2020 and they have been a great technology and processing partner. In the event that I had any issue they always worked quickly and courteously to resolve it. They are easy to get in touch with and provide a more personal small business experience than other companies. I highly recommend them.

James Lawrence

Enter the modern payments era with Choice Automatic Cash Discounting 

Choice's custom payment solution automatically passes a service fee to all credit card customers in a frictionless way, while giving a discount to those who pay with cash.

Legal compliance & reporting is all handled for you by Choice. 

Save up to 100% of your processing fees, encourage cash purchases and uncover the hidden profit in your business starting today.

Traditional Processing

Payment Terminal

Charges merchant 2.7%-3.5%
processing fee


Pays no fee.
Gets rewards points


Receives 96% of sale amount

0% Processing

Payment Terminal

Auto-calculates & itemizes
transaction fee for customer


Pays small fee.
Still earns rewards


Receives 100% of sale amount

The Most Complete
All-In-One Payment Solution:
Included Free With Your Account

Upon creating your account with Choice, you'll automatically receive access to the most state-of-the-art omnichannel POS software available today.

The Choice Business Portal is custom created, owned and supported by us. 

This means that you get access to the most dedicated, premium support and continued updates from the actual creators who are invested in your success, no middleman.

  • The Choice Business Portal gives you a one-stop cloud-based application to see all your KPI’s, reports, transaction history, real-time deposits & more
  • Pay-by-Text, E-Gift cards & QR code functionality
  • Mobile IOS & Android Apps let you accept payments anywhere. ApplePay & GooglePay included.
  • Legally compliant automated cash discounting
  • Virtual terminal, recurring billing, online ordering & much more

Watch to learn the advantages of accepting payments with Choice 

Get Started Today:
How it Works

We make the process of starting the Choice 0% Processing Program simple, fast & easy. 

Just follow the steps below and be up and running in as little as 24 hours.

We make the process of starting the 

Choice 0% Processing Program simple, fast & easy. 

Just follow the steps below and be up and running 

in as little as 24 hours.

Schedule a call 

A Choice payment specialist will contact you to walk you through the application & setup process.

Complete your merchant application

Submit information about your business & get approved quickly.

Choose your Free Terminal

Choice has a variety of cutting-edge tech solutions for you to choose from, for zero up-front cost. We help you pick the right terminal for your business & customers.

Our custom created software has all of the latest payment features your business needs, from Pay-by-Text, Virtual Terminal and Recurring Billing to robust reporting & more.

Begin saving big on your processing costs!

We will set everything up for your business to be successful with Choice 0% Processing. The difference in your bottomline will be almost instant!

Schedule your free savings analysis &
instantly increase your profits
with Choice 0% Processing today:

"The BEST move for our business!"

Switched to choice several years ago and it was the BEST move for our business! There is ALWAYS someone available to help and the service is great, if they can't fix over the phone, they will come to you. The rates are comparable and they have a variety of equipment to make business owning easy! I love dealing with a local company that is there for their customers. With the challenges of the past 2 years, I am glad I have CHOICE and their team working with me.

Becky Clark

Choice Merchant

"They are doing it right, I highly recommend them."

I have been with Choice for about 2 years for all my 4 businesses , with others like FiS & FirstData for over 10 years, Choice service has been truly amazing, issues get resolved quickly in just minutes, equipments top notch, rates and fees much cheaper than others, and the service just fantastic.

They are doing it right, I highly recommend them.

Moe R.

Choice Merchant

A leader in payment technology since 2008.

*Choice Merchant Solutions does not guarantee approval.

Merchant account approvals are subject to terms & conditions.

Terms and conditions apply and are subject to change without notice.

Terminal costs vary depending on model and other factors.

Free POS terminal offer is subject to availability. Terminal pictured is not guaranteed to be the terminal received. Terminal hardware itself is free but may come with monthly fees. Your Choice agent will assist you in choosing the best POS for your business needs.

Choice Merchant Solutions reserves all rights regarding this offer.

Choice Merchant Solutions is a registered ISO/MSP of Esquire Bank, NA, Jericho, NY, ISO/MSP of Avidia Bank, Hudson, MA

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